Credit Cards
Here are just a few of the benefits you'll have with an EDSB Visa:
Convenience.
When dining out, shopping or traveling, you can avoid the risk of running out of cash. Simply use your Visa wherever you go! (And with your new line of credit, you can go far!)
Credit.
The EDSB Visa lets you extend your payments over many months, if desired. Or if you pay your balance in full each month, no finance charge is assessed on new purchases.
Cash Advances.
With your Visa, you can quickly and easily get cash advances - up to your available credit limit - at any of more then 21,000 member financial institutions around the globe.
World-Wide Acceptance.
You can use your Visa to charge merchandise, services, hotel or motel accommodations, and much more - at more than 300 countries and territories!
Custom Rewards.
For every "purchase" dollar spent the card holder will accumulate 1 point. The cardholder can redeem for Merchandise, Airline Travel, or Vacation Packages depending on the number of points earned. Points can be redeemed with as little as 2000 points. Points will expire after 5 years.
Visa |
Premium Visa |
| No Annual Fee | Prime + 6% Variable Rate |
| Prime + 8% Variable Rate | 25-day grace period |
| 25-day grace period | Minimum line $5,000 |
Apply for a credit card online today (Online
Application), or in person at any of our locations.

